Google is adding a feature to Chrome’s autofill system called Virtual Card Numbers, which will allow you to hide your credit or debit card number when shopping on the web. Google says the feature will make it easier to securely buy things from sites that don’t support options like Google or Apple Pay.
It’s essentially the same experience as using Chrome Autofill to enter your credit card details, but with an added layer of security. If you give your card number to a provider and they misuse it, then you have to contact your bank to waive the charge and cancel your card, which is an inconvenience at best. That won’t happen if you’re using Google’s virtual cards, said Bill Ready, Google’s president of commerce and payments. The rod in an interview. Each virtual card can only be used for a specific transaction (although it does support recurring transactions if you want to use it for a subscription).
Ready says there’s also a convenience angle to virtual card numbers: Implementing support for Google Pay or other third-party options can take a lot of work from a vendor, while Google virtual card numbers will work on any site that can take credit cards. It also says that Google “doesn’t charge anything” if you use a virtual card, so vendors won’t have to forfeit a cut in their profits and customers won’t have to hand over their card details. credit.
It’s not necessarily Google competing with companies like Privacy.com, which lets you create and use virtual cards on the web. Ready told me that there won’t be an interface to manage your virtual cards in the new Google Wallet app or anything like that (although the system can protect the cards you store there). Instead, he said, they are meant to be used on a transaction-by-transaction basis. While this makes the system less flexible, it also means you don’t have to think about it – you can just click the prompt to redeem a virtual card number and be on your way.
Ready said you’ll be able to use Chrome’s virtual card numbers to hide Capital One cards to begin with. Google will also add support for Visa, American Express and Mastercard.